Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 13, 2021

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Key takeaways...

  • Mercury Insurance Group offers more than just car insurance coverage
  • They also offer homeowner’s, umbrella, commercial, and business coverage
  • Having multiple insurance policies may also help reduce your premiums

Mercury Insurance Group is a great car insurance company because they offer low rates and a dedicated local agent. More than ever people are trying to save money.

Mercury’s low rates have been saving families and individuals money for more than 45 years. Plus, agents will help you find discounts that will further lower your premiums for savings you can take advantage of for years.

Mercury Insurance offers 24/7 claims support and guaranteed repairs. They sell and service polices largely through independent agents in different states. At this time, you can get an auto policy, homeowners insurance, condo insurance, renters coverage, an umbrella policy, and more through Mercury.

Read this full Mercury car insurance review and then enter your zip code above to compare rates from other top competing car insurance companies online!

Mercury Insurance Products

Mercury offers more than just car insurance. If you have other insurance needs, you can also get:

  • Homeowners Insurance
  • Condo Insurance
  • Renters Insurance
  • Umbrella Insurance
  • Commercial Auto Insurance
  • Business Insurance

Whether you’re looking for coverage for your business, or you want to get your homeowners or renters insurance at the same place as your auto insurance, you can do this through the Mercury Insurance Group.

Having multiple insurance policies may also help reduce your premiums.

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How Can You Get the Right Auto Coverage?

Mercury Insurance is dedicated to finding you the right coverage. They understand that even though you are a good driver, you need coverage for bad situations caused by other people, too. This could mean getting comprehensive coverage at an affordable price. It could also mean things like liability-only insurance, coverage for specialty parts, and more.

The roads are full of good and bad drivers. A knowledgeable and experienced insurance agent should be able to help you get exactly what you need. The great thing about working with independent agents is they can get you multiple quotes from different companies to find an insurance provider that meets your needs.

It is possible to have too much or too little coverage. Both will cost you more money than necessary. Mercury agents may be able to help you get just what you need, no more and no less.

You can find the following insurance coverage through Mercury:

What Insurance Discounts Can Mercury Insurance Offer?

Once you’ve found great insurance coverage at a low rate, your agent can help you find discounts to further decrease your premiums. Discounts are a great way to save. This translates into lower rates without sacrificing the coverage and protection you need or valuable add-ons like rental car coverage or roadside assistance. It’s all about finding the right auto insurance policy at the right price.

You can get discounts on your premiums for the following:

  • Having a good driving record
  • Having multiple vehicles insured on your policy
  • Installing anti-theft and other safety devices in your vehicle
  • Being a part of certain organizations or professional associations
  • Getting good grades in school
  • Using telematics programs or completing a defensive driving course

Many insurance companies offer discounts on auto insurance, but having an agent proactively help you find the ones that will work for you is best. In some cases, it could be a difference of hundreds of dollars in insurance premiums.

Some insurance companies don’t even have agents available. An agent will help you in a variety of situations and is more than worth it to change your current insurance company to Mercury.

Mercury Car Insurance Customer Service

Mercury’s website is full of useful insurance information and tips including information on:

  • Car repairs
  • Teen driving
  • Accident claims
  • Car safety
  • Discounts
  • Insurance coverage definitions
  • Contact information

Understanding the coverage you have will ensure you have exactly the coverage you need and nothing more.

For example, if you don’t know what collision insurance coverage is and how it affects your premiums, you might not know when it is actually necessary.

A Mercury agent can help you understand how all types of insurance coverage work, and they will make sure your policy is built exactly to your specifications.

Once you have your Mercury car insurance quotes make sure to compare them with quotes from other top companies by just entering your zip code at the bottom of this page!


  1. https://www.investopedia.com/terms/u/umbrella-insurance-policy.asp
  2. https://www.nationwide.com/commercial-auto-insurance.jsp
  3. https://www.progressive.com/answers/how-tickets-impact-insurance/
  4. https://www.geico.com/save/discounts/car-insurance-discounts/
  5. https://www.mercuryinsurance.com/
  6. https://www.esurance.com/insurance/car/coverage