Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Nov 21, 2021

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Key Takeaways

  • GEICO, Progressive, and Esurance accept PayPal payments
  • Save at least 2% on car insurance when you use paperless billing
  • You can reduce your car insurance rates by 5% if you use automatic payments

Are you looking for auto insurance companies that accept PayPal? There are only a few car insurance companies that accept PayPal.

But where can you find a car insurance company that accepts PayPal?

Don’t worry — we’re here to help. Our guide shows which insurance companies accept PayPal accounts to make payments and why some insurance companies prefer mobile app payments.

After you learn about car insurance companies that accept PayPal, enter your ZIP code in the free online quote tool above to compare multiple companies in your area.

Which car insurance companies accept PayPal?

Can I pay my car insurance with PayPal? It depends on the company. The most significant auto insurance companies that accept PayPal are:

  • GEICO
  • Progressive
  • Esurance

GEICO and Progressive are two of the best car insurance companies in the nation.

Esurance is a smaller company. However, these three companies are known for affordable rates and younger policyholders.

Internet-based auto insurance companies may carry PayPal as an option, but some companies don’t bother accepting PayPal.

Compare quotes from the top car insurance companies and save

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What are the best car insurance companies that don’t accept PayPal?

Most prominent auto insurance companies won’t accept PayPal. Here’s a list of insurance companies that won’t take PayPal:

  • Nationwide
  • 21st Century
  • Allstate
  • Liberty Mutual
  • State Farm

Most car insurance companies prefer a bank account, debit card, or credit card as a payment method.

What are my car insurance payment options?

Insurance companies have several ways you can make payments on a policy. Let’s look at a few auto insurance payment methods:

  • Use your bank account
  • Pay using a debit or credit card
  • Call your car insurance company by phone
  • Mail-in a check or money order
  • Make payments with a prepaid card

Set up automatic payments if you don’t want to enter your information when your bill is due.

Can I pay for my car insurance with a mobile payment service?

The short answer is yes. Auto insurance companies across the United States have mobile apps where customers can log in, check their policy status, make insurance claims, and pay monthly bills.

Can I save money on car insurance using an electronic-fund transfer (EFT)?

According to the Bureau of Fiscal Service, electronic-fund transfer (EFT) deposits money into accounts. This service is also used for paying utilities and other bills you have.

EFT is also known as AutoPay at insurance companies.

Enrolling in AutoPay can save up to 5% on car insurance. Also, you can save an additional 2% for receiving your bills through email and text messages (paperless billing).

But how does that impact car insurance rates at the best companies? Let’s examine how AutoPay and paperless billing discounts affect monthly rates at the top auto insurance companies:

Monthly Car Insurance Rates by Company
CompaniesMonthly Car Insurance Rates
Allstate$318
American Family$224
Farmers$288
GEICO$179
Liberty Mutual$398
Nationwide$229
Progressive$283
State Farm$235
Travelers$287
USAA$161
National Average$260

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GEICO, American Family, and Nationwide are the most affordable car insurance companies but don’t count out other companies just yet.

Various car insurance discounts can lower your rates by hundreds of dollars.

Compare quotes from the top car insurance companies and save

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How to Find Car Insurance Companies That Accept PayPal

Most auto insurance companies prefer bank accounts, debit cards, and credit cards. However, some insurance companies accept PayPal.

Some smaller auto insurance companies may accept PayPal, also. But you won’t know for sure until you start shopping around.

Start shopping for car insurance companies that accept PayPal with our free comparison tool. Compare multiple insurance companies near you.