Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Feb 12, 2021

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Key Takeaways

  • Most major car insurance companies have offices in California
  • California law requires car insurance companies to provide free quotes of the lowest price policy
  • Add 3 to 5 overview bullet points

California is home to almost all car insurance companies ranging from well known brands such as GEICO and Allstate to boutique firms specializing just on the California car insurance market or simply certain types of vehicles like antique and classic cars.

Enter your ZIP code above to find affordable car insurance quotes from multiple California insurance companies near you.

What are California’s car insurance laws?

Back in 2005 a state law was passed by the California legislature requiring all car insurance companies to provide consumers with free quotes of the providers lowest price personal car insurance policy detailing:

(a) Policy limits requested by the consumer and

(b) Those which he/she is eligible for.

In addition the law also states California licensed car insurance companies must also provide these quotes by way of a toll free number or access to a company website where a consumer can be referred to a company agent or broker who can and will provide an estimate.

What is interesting about this California law is that it also requires CA licensed car insurance companies to provide a toll free number and/or website address and the Department of Insurance actually published a near complete list on the Department’s website – Kudos to California here.

As of 2010 below is a near complete list of car insurance companies in California licensed to provide auto insurance policies. Please note this list may not be current or complete as updates are done continually so always check with the California Department of Insurance for the most current information

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What car insurance companies operate in California?

Here is a list of California car insurance companies.

  • 21st Century Insurance
  • 21st Century Superior
  • AAA
  • Aca Insurance
  • Access Insurance
  • Alliance United
  • Allied Property And Casualty
  • Allstate
  • Allstate Indemnity
  • Amco Insurance
  • Anchor General Insurance
  • California Automobile Insurance Company
  • California Casualty Indemnity Exchange
  • California State Automobile Association Inter-Insurance Bureau
  • Coast National Insurance
  • Commerce West
  • Esurance
  • Explorer Insurance
  • Farmers
  • Financial Indemnity Company
  • Geico Casualty
  • Geico General Insurance
  • Geico Indemnity
  • Government Employees Insurance Company (GEICO)
  • Granite State Insurance
  • Hartford Casualty
  • Hartford Underwriters
  • Ids Property Casualty
  • Infinity Insurance Company
  • Kemper Independence
  • Liberty Mutual Fire Insurance Company
  • Mercury Casualty
  • Mercury Insurance
  • Metropolitan Direct
  • Mid-Century Insurance
  • National General
  • Nationwide
  • Permanent General Assurance
  • Progressive Casualty
  • Progressive Choice
  • Progressive West
  • Safeco
  • State Farm Mutual
  • The Standard Fire Insurance Company
  • USAA – United Services Automobile Association
  • USAA Casualty
  • Victoria Fire & Casualty
  • Viking Insurance Company Of Wisconsin
  • Wawanesa General
  • Western United

That’s an impressive list. As you can see most of the big car insurance companies, and many independent once, operate in California.

So how do you choose which company is best for you? Let’s take a look.

Who are the top 10 California Car Insurance Companies by Market Share?

According to the California Department of Insurance the top 10 personal auto insurance companies offering policy coverage in California are:

Who is the best?

Whether or not a company is listed on any top 10 list the question of who is the best car insurance California company for any given market is even harder to define as the word’s best and can mean different things to different people.

Do you mean who has the cheapest California car insurance? Or do you mean who has the best customer service? The best auto insurance companies in California can mean any of the above.

Choosing a car insurance company needs to be based on your own personal needs and any top 10 list or company ratings should be used just as a single factor in your final choice for a provider.

Does California offer Low Income Car Insurance Assistance?

Yes, California has an auto insurance program designed to help low income drivers obtain car insurance coverage below the minimum required. The program is called the California Low Cost Auto Insurance Program (CLCA).

How do I get a California Car Insurance Quote?

Hopefully the list above helps identify potential auto insurance companies for your new policy however this is only a partial list and California is home to the largest auto insurance market with over 100 providers in the state.

Your best option to find the most affordable car insurance coverage in California is to always start an auto insurance quote comparison search online.

Need to get a California car insurance quote or read car insurance company reviews.

Search our site for information on ways to save money on car insurance, common auto insurance discounts, what types of coverage are available, how to file a car insurance claim and more. Educate yourself about auto insurance now to save money for life.

Just enter your ZIP code below to get FREE auto insurance quotes today.