Top 10 Vermont Car Insurance Companies

Shopping around for car insurance companies in Vermont is easier than ever. Many drivers stick with the same car insurance provider year after year without searching for a better deal. Statistics show that one in three customers is overpaying for auto insurance.

By doing comparison shopping, you can save hundreds and even thousands of dollars a year. Start saving now with our FREE ZIP code search!

There are many websites that provide dozens of free car insurance quotes from top rated carriers. While you can also use insurance agents, online services allow you to compare multiple quotes in minutes. Use our FREE quote comparison tool now!

Before you go shopping for auto coverage in Vermont, make a list of insurance providers and evaluate their offers.

1. Vermont Mutual Insurance Group

Established in 1828, Vermont Mutual Insurance Group is one of the oldest insurance carriers in the United States. The group consists of three companies–Vermont Mutual Insurance, Northern Security, and Granite Mutual.

The company specializes in commercial and personal property insurance, including car, homeowners, business, and umbrella coverage.

Vermont Mutual provides personal and commercial auto insurance in the states of Maine, Massachusetts, New Hampshire, and Vermont. Customers who buy multiple insurance policies are eligible for discounts.

The company allows clients to pay their rates and file claims online. Vermont Mutual has received an “A” rating from A.M. Best.

2. Union Mutual Fire Insurance Company

With over 130 years of experience, Union Mutual is a leading insurance provider that sells personal and commercial policies in the states of Vermont, Maine, Massachusetts, New Hampshire, and New York.

The company currently has more than 100,000 customers. Union Mutual offers a variety of products and services, including car insurance, homeowners insurance, general liability insurance, inland marine coverage, and umbrella policies.

If you live in Vermont and you have cars that are registered in this state, consider buying insurance from Union Mutual.

The company provides different types of coverage such as bodily injury liability and property damage insurance, medical payments insurance, uninsured/underinsured motorist coverage, comprehensive coverage, collision coverage, rental reimbursement insurance, and towing and labor insurance.

Union Mutual sells coverage for standard and customized vehicles, classic cars, antique cars, recreational trailers, utility trailers, and motor homes. Customers who qualify for the car insurance discounts available at Union Mutual can save hundreds of dollars a year.

3. Poulos Insurance, Inc

Founded in 1919, Poulos Insurance specializes in auto, health, business, life, and homeowners coverage. The company is committed to provide the highest quality of protection at the lowest possible rates.

Policy holders can apply for bundling discounts, safe driver discounts, auto club discounts, and other special offers. This car insurance provider is licensed to sell Allstate insurance products in the states of New Hampshire and Vermont.

4. Nationwide Insurance

Thousands of drivers have chosen Nationwide Insurance for the wide range of products and services offered. This insurer sells coverage for automobiles, homes, and businesses.

The company also specializes in commercial vehicle insurance, crime insurance, life insurance, and business travel insurance.

Nationwide has been selling auto insurance policies since 1925. The company has an “A+” rating from A.M. Best and an “A1” rating from Moody’s. Due to its strong financial background, Nationwide is the 6th largest auto insurance provider in the United States. Customers who insure their vehicles with Nationwide receive a 100% repair guarantee.

5. Finn & Stone, Inc

Established in 1961, Finn & Stone is a local insurance company with offices in Bennington, Manchester, Ludlow, and Springfield. The company is currently handling over 3,000 commercial policies and 10,000 personal policies. Finn & Stone features a wide range of auto insurance plans offering different levels of coverage.

Some policies pay for damage and repairs to your vehicle in the event of a car accident, while others cover medical expenses associated with an accident or losses caused by uninsured drivers. The company provides coverage for recreational vehicles as well.

6. AllState Insurance

As one of the largest insurance carriers in the nation, AllState provides a comprehensive range of insurance products at competitive rates. The company offers custom-fit insurance programs featuring different coverage levels.

All tate has received numerous awards from Fortune magazine, Working Mother magazine, and Corporate Counsel Magazine.

Customers can insure their vehicles, homes, boats, and motorcycles. If you buy car insurance from All State, you may qualify foe deductible rewards, safe driver discounts, or accident forgiveness. As a client, you can opt for bodily injury liability, property damage liability, collision coverage, comprehensive coverage, and uninsured motorist bodily injury.

7. Foremost Insurance Group

Foremost has been offering car and homeowners insurance policies since 1952. With over two million customers, the company sells premium auto insurance plans with lots of coverage options to choose from. Clients can buy coverage for their personal vehicles, motorcycles, luxury cars, collectible cars, and snowmobiles.

Foremost features multiple discounts that can lower your car insurance rates. Policy holders can save money by insuring multiple cars, or buying coverage through the company’s website.

8. Liberty Mutual

Liberty Mutual is the third-largest property and casualty insurance company in the United States. This top insurance provider has an “A” rating from A.M. Best. The company has been awarded by The Environmental Protection Agency (EPA), Business Week magazine, and J.D. Power and Associates.

The company specializes in auto insurance and provides liability coverage, personal injury protection insurance, and comprehensive insurance.

If you buy coverage from Liberty Mutual, your rates will be guaranteed for an entire year. You can pay your premiums online, by mail, or through automatic deductions.

9. Safeco Insurance

If you live in Vermont, you can insurance your car with Safeco. This auto insurance provider is a member of Liberty Mutual Group and has over 3,000 employees.

With more than 85 years of experience, the company offers flexible car insurance policies that be tailored to your individual needs. If you have a good driving record and drive a safe vehicle, you will receive a discount. For extra savings, pay your premium in full and insure multiple cars under the same roof.

10. Geico

With over 10 million auto policyholders, Geico is one of the most trusted insurance companies in the nation.

The company has received an “AA+” rating from Standard and Poor’s, an “A++” from A. M. Best, and an “Aa1” from Moody’s.

Geico offers different types of car insurance designed to protect you from major financial losses in the event of an accident.

The company sells bodily injury liability coverage, no-fault insurance, medical payments insurance, comprehensive physical damage coverage, and uninsured motorist coverage.

Customers can also purchase rental reimbursement, emergency road service, and mechanical breakdown insurance. Geico offers discounts for cars with air bags, approved alarms, and other safety devices.

Finding affordable car insurance in Vermont is not as difficult as it may seem. You just need to take a few minutes to compare at least three auto insurance quotes from different companies.

Check out the insurance providers listed above, ask for free quotes, and then choose one that fits your needs. Try to qualify for as many discounts as possible. Group your policies, complete a certified defensive-driving course, and keep a clean driving record.