Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 14, 2020

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Here's what you need to know...

  • Drivers aged under 25 and a full-time student with a B average or higher can often take advantage of a good student discount
  • There really is no such thing as a “student car insurance company
  • College students (under 25) with a 3.0 GPA of better enrolled at a qualifying school in a degree program

Cheap student car insurance is a goal of almost every high school graduate so how do you find the best car insurance rates for a new or used car?

Its pretty to easy to get cheap car insurance quotes and compare rates but you will always want to look for the best coverage at the most affordable price and not necessarily the cheapest.

Car insurance companies use many factors to calculate your auto insurance premiums and age is a big factor. Students and young drivers almost always pay a higher premium than mature drivers so car insurance comparison will be your key to find the best rates.

We can help save you time rummaging through the yellow pages to find cheap car insurance quotes; simply enter your zip code above.

Table of Contents

How do I find a student car insurance company?

There really is no such thing as a “student car insurance company” as auto insurance providers target all drivers and do not specifically focus just on student or teenage drivers.

The difference is in which company can provide the best coverage at the best price and sometimes this simply boils down to the number of car insurance discounts a provider has to offer which apply to your unique profile.

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What student car insurance discounts are available?

There are a number of auto insurance discounts available for students and young drivers. Some of the popular ones are.

  • Drivers aged under 25 and a full-time student with a B average or higher can often take advantage of a good student discount
  • College students (under 25) with a 3.0 GPA of better enrolled at a qualifying school in a degree program may also be labeled a “Good Student”
  • Achievements such as top 20 percent placement in class, honor roll, deans list or comparable achievements may also help qualify a young driver for a good student discount

It’s important to note that cheap car insurance for young drivers is a relative term and most of the time you will end up looking simply for cheaper car insurance than the non-discounted premium rates.

When a driver hits 25 they often see car insurance premiums drop drastically.

Ready to find cheap car insurance for young drivers? Get FREE car insurance quotes today! Enter your zip code below to get started for FREE!

References:

  1. https://www.nationwide.com/good-student-discount.jsp
  2. https://www.cdc.gov/motorvehiclesafety/teen_drivers/teendrivers_factsheet.html