Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 9, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Finding the car insurance policy takes time
  • You should always compare at least three different quotes before making a final decision
  • Never base your decision on the rate alone

Car insurance companies are rated by external rating agencies such as J.D. Power & Associates, A.M. Best and Fitch Ratings on a number of factors including financial strength, foreseeable ability to pay existing and future claims, customer service and even consumer reviews.

The car insurance comparison chart below shows some of the top US car insurance companies and ratings announced on August 3, 2010, by J.D. Power & Associates.

We also have dedicated car insurance reviews on most all car insurance companies nationwide to help you make an educated decision on your next provider.

Ready to compare car insurance quotes now? Enter your zip code above to get started for FREE!

Table of Contents

Finding the Right Policy

Remember to always learn about car insurance discounts, understand the elements of auto insurance coverage – especially GAP insurance and ask friends and family referrals.

Pay particular attention to recommendations by people who have filed a claim as these are the moments when a car insurance company’s customer service and promises are best put to a test.

It’s important to note that USAA was not included in the report as it is only open to military personnel and families.

However, USAA’s ranking outweighed all of the companies in this years JD Powers car insurance company awards with the sole exception of the Amica Insurance Group who was highest in customer satisfaction for the 11th year in a row.

Contacting the Insurer Policy
and Payment
Highest Rated
Amica Mutual
Erie Insurance
Auto-Owners Insurance
Liberty Mutual
American Family
Alfa Insurance
Automobile Club of Southern California (ACSC)
State Auto
The Hartford
Automobile Club Group (ACG)
California State Automobile Association (CSAA)
The Hanover
21st Century

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Key Factors to Consider when Shopping for Car Insurance

Policy premiums are only one element of car insurance comparison.

Before choosing a final provider to protect you and your family always consider factors such as online claims handling, hours of operation, the availability of a local agent, industry ratings from companies such as A.M. Best and J.D. Power & Associates, personal recommendations by current customers, methods of payment and more.

Sometimes, the cheapest car insurance policy is not always the most reliable.

Ready to compare car insurance companies online – Use our zip code tool below to get started for FREE!