Car Insurance Comparison Chart
Refer to this car insurance comparison chart to view some of the top US car insurance companies according to J.D. Power & Associates company ratings. Financial and customer service ratings should influence which company you choose for auto insurance coverage. Finding the right fit often relies on a little more research. Comparing car insurance companies online is the best way to find the best company with the best ratings and the best coverage. Use this auto insurance comparison chart and our free quote comparison tool below to compare car insurance companies in your area.
Compare Car Insurance Companies
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UPDATED: Apr 13, 2022
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- Finding the car insurance policy takes time
- You should always compare at least three different quotes before making a final decision
- Never base your decision on the rate alone
Car insurance companies are rated by external rating agencies such as J.D. Power & Associates, A.M. Best and Fitch Ratings on a number of factors including financial strength, foreseeable ability to pay existing and future claims, customer service and even consumer reviews. Comparing your options side by side based on objective data can help you narrow down your options based on key findings from industry giants.
The car insurance comparison chart below shows some of the top US car insurance companies and ratings announced on August 3, 2010, by J.D. Power & Associates.
We also have dedicated car insurance reviews on most all car insurance companies nationwide to help you make an educated decision on your next provider.
Ready to compare car insurance quotes now? Enter your zip code above to get started for FREE!
How Can You Find The Right Policy?
J.D. Power can give you a high level overview of different insurance companies. Using charts like the one above can get you off on the right foot. Ultimately, choosing the right auto insurance quote is more complex. Insurance providers offer different car insurance discounts, base prices, and coverage levels. Some have better customer service or claims service than others. Many times, it comes down to asking 2 simple questions:
- What is your insurance company spending their money on?
- What factors do they consider when setting insurance premiums?
Insurance underwriting is not black and white. Every auto insurance company does things a little differently. Some companies check credit scores while others focus solely on things like your driving record. Even if you have a bad driving record, there are auto insurance companies that will give you a lower average rate or more protection.
Remember to always learn about car insurance discounts , understand the elements of auto insurance coverage – especially GAP insurance and ask friends and family referrals.
Pay particular attention to recommendations by people who have filed a claim as these are the moments when a car insurance company’s customer service and promises are best put to a test.
It’s important to note that USAA was not included in the report as it is only open to military personnel and families.
However, USAA’s ranking outweighed all of the companies in this years JD Powers car insurance company awards with the sole exception of the Amica Insurance Group who was highest in customer satisfaction for the 11th year in a row.
|COMPANY||Year Founded||Direct Premiums Written||Market Share||Headquarters||Loss Ratio|
|State Farm||1922||$41,963,578,000||17.01%||1 State Farm Plaza Bloomington, IL 61710||62.57|
|Geico||1936||$33,075,434,000||13.74%||5260 Western Avenue, Chevy Chase, Md. 20815||70.65|
|Progessive||1937||$27,058,768,000||10.97%||6300 Wilson Mills Rd.|
Mayfield Village, Ohio 44143
|Liberty Mutual||1912||$11,776,654,000||4.77%||175 Berkeley Street Boston, Massachusetts 02116||61.81|
|American Family||1927||$4,687,909,000||1.90%||6000 American Pkwy Madison, WI 53783||68.58|
|Erie Insurance||1925||$3,218,568,000||1.30%||100 Erie Insurance Pl, Erie, PA 16530||72.81|
|Auto-Owners Insurance||1916||$2,942,615,000||1.19%||6101 Anacapri Blvd. Lansing, MI 48917||65.95|
|Amica Mutual||1907||$1,364,435,000||0.55%||100 Amica Way, Lincoln, RI 02865||66.85|
|Country||1925||$1,160,214,000||0.47%||1701 Towanda Avenue|
Bloomington, IL 61701
|Shelter||1946||$980,960,000||0.40%||1817 W. Broadway|
Columbia, MO 65218
|Alfa Insurance||1946||$912,860,000||0.37%||4331 Atlanta Hwy, Montgomery, AL 36109||62.10|
|Ameriprise||1894||$822,773,000||0.33%||70100 Ameriprise Financial Center|
Minneapolis, MN 55474
|Automobile Club of Southern California (ACSC)||1900||$1,917,301,000||1.30%||3333 Fairview Road|
Costa Mesa, CA 92626, US
|Kemper||1990||$3,082,993,000||1.25%||200 East Randolph St. Chicago 60601||62.08|
|State Auto||1921||$584,004,000||0.24%||518 East Broad Street Columbus Ohio 43215||55.83|
|The Hartford||1810||$2,110,796,000||0.86%||One Hartford Plaza Hartford, CT 06155||65.53|
|Grange||1935||$574,202,000||0.23%||671 south high street Columbus OH 43206||50.04|
|Allstate||1931||$22,663,214,000||9.19%||2775 Sanders Road Northbrook, IL 60062||56.38|
|Travelers||1853||$4,697,743,000||1.90%||485 Lexington Ave., New York, NY, 10017||56.67|
|Automobile Club Group (ACG)||1902||$3,394,875,000||1.38%||One Auto Club Drive Dearborn, MI 48126 USA||64.36|
|Safeco||1923||n/a||n/a||1001 4th Ave Seattle, WA 98154||n/a|
|Esurance||1999||n/a||n/a||650 Davis Street San Francisco, CA 94111||n/a|
|Nationwide||1926||$6,726,799,000||2.73%||One Nationwide Plaza, Columbus, Ohio 43215-2220||58.23|
|California State Automobile Association (CSAA)||1913||$3,002,971,000||1.22%||3055 Oak Road Walnut Creek, CA 94597||63.29|
|Farmers||1928||$10,496,476,000||4.26%||4680 Wilshire Blvd LA, CA 90010||61.05|
|GMAC||1920||n/a||n/a||5630 University Pkwy. Winston Salem, NC, 27105||n/a|
|MetLife||1868||$1,385,699,000||1.00%||200 Park Avenue New York, NY 10166|
|Mercury||1961||$2,676,702,000||1.09%||4484 Wilshire Blvd. Los Angeles, CA 90010||64.76|
|Encompass||1999||n/a||n/a||2775 Sanders Rd, Northbrook, IL 60062||n/a|
|The Hanover||1852||$1,204,040 ,000||0.49%||440 Lincoln Street|
Worcester, MA 01653
|21st Century||1954||n/a||n/a||3 Beaver Valley Road|
Wilmington, DE 19803
|Commerce||1971||n/a||n/a||211 Main Street Webster, MA 01570||n/a|
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As you can see, there are a lot of choices out there. That’s why it’s so important to shop around.
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What Auto Insurance Policy Should You Choose?
Policy premiums are only one element of car insurance comparison.
Before choosing a final provider to protect you and your family always consider factors such as online claims handling, hours of operation, the availability of a local agent, industry ratings from companies such as A.M. Best and J.D. Power & Associates, personal recommendations by current customers, methods of payment and more.
Sometimes, the cheapest car insurance policy is not always the most reliable. The best way to choose an auto insurer is by getting quotes. Get multiple quotes at once by entering your zip code into our calculator or talking to an insurance agent. Then compare your options and see what makes the most sense for you.
Ready to compare car insurance companies online – Use our zip code tool below to get started for FREE!