Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Jul 22, 2021

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Key Takeaways

  • AIS Car Insurance is one of California’s leading providers for personal lines of insurance
  • AIS also currently has 21 offices in California
  • California auto insurance premiums are within the highest 10 percent of the nation

AIS Car Insurance is one of California’s leading insurance providers for personal lines of insurance.  Founded in 1969 the AIS Insurance Company has more than 400,000 customers today.

Focusing primarily on California residents AIS Auto Insurance has managed to become one of the state’s largest auto insurance companies.

Some of AIS Auto Insurance products include traditional car insurance, classic car insurance, Motorcycle Insurance and Motor Home Insurance.

AIS Customer Reviews show the great commitment AIS has put to customer service but like any wise consumer always make sure you compare car insurance companies and get more than one quote before choosing a final provider.

Ready to compare car insurance in your area? Enter your zip code below to get started for FREE!

How to contact AIS car insurance

In addition to a website and toll-free number where consumers can request a car insurance quote AIS also currently has 21 offices in California in the following locations:

  • Cerritos
  • El Segundo
  • Escondido
  • Fresno
  • Glendale
  • Irvine
  • Long Beach
  • Monterey Park
  • Newhall
  • Placentia/Anaheim
  • Pleasanton
  • Riverside
  • Sacramento
  • San Diego
  • San Francisco
  • San Jose
  • Thousand Oaks
  • Walnut Creek
  • West Covina
  • West Los Angeles

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What are California minimum car insurance requirements?

Car insurance is mandatory for any car or motorcycle owner in California and the owner of the vehicle must carry sufficient auto insurance coverage which meets state minimum requirements.

Minimum car insurance requirements in California are 15/30/15.

This means the owner of any vehicle registered in California must maintain minimum insurance coverage as follows:

  • $15,000 of coverage for injuries from an accident resulting in the death of one person
  • $30,000 of accident coverage for accidents which involve death or injury of multiple people
  • $5,000 of coverage for property damage due to an accident by your fault.

AIS car insurance review

While California auto insurance premiums are within the highest 10 percent of the nation,  the AIS Car Insurance Company provides an outstanding commitment to California drivers and is truly knowledgeable of California insurance.

The company also provides multiple ways of contact with physical offices located in practically every major California City.

Customer service is available 7 days a week and their website has been built so customers can access their auto insurance policies and even print “proof-of-insurance” cards online.

Note to non-residents: California motorcycle owners also enjoy a rare privilege as the state as no helmet law so if you’re moving from another state be aware that with no helmet law usually comes higher insurance premiums

Ready to get a car insurance quote – find California car insurance rates today! Enter your zip code below to get started!

What type of AIS car insurance policies are available?

The standard policy will include property damage and bodily injury liability, collision coverage, comprehensive coverage, physical damage coverage, and uninsured motorist coverage.

They are more than willing to custom design an auto insurance policy that fits the individual needs of their customers. Customer service reps are available by phone for inquires.

Aside from vehicle insurance, like auto, motorcycle, and watercraft insurance, AIS also provides property and specialty insurance policies.

Some of the policies include the following:

  • Life
  • Health
  • Wedding
  • Renters
  • Homeowners insurance

AIS provides a roadside assistance plan that can help motorists when their vehicles are stuck at the side of the road. For instance, roadside assistance is available for towing.

The company also offers a mechanical breakdown plan to help with the repairs should the car in the policy malfunction.

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