Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 26, 2020

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Key takeaways...

  • The American Alternative Insurance Corporation is part of a company located in Delaware
  • The company mainly provides commercial coverage
  • Overall, American Alternative Insurance has received many excellent ratings

This review is a review of the American Alternative Insurance Corporation located in Delaware. American Alternative Insurance Corporation is a subsidiary of the Delaware holding company, Munich Re America Corporation.

The American Alternative Insurance Corporation is also an indirect subsidiary of the Delaware company, Munich America Holding Corporation.

American Alternative Insurance Corporation has received many excellent rating from top financial ratings companies.

Standard and Poor’s gave the American Alternative Insurance Corporation an AA- (Very Strong) rating.

The leading financial security rating company for the insurance industry in the United States, A.M. Best, gave the American Alternative Insurance Corporation an A+ (Superior) rating.

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Where can I find American Alternative Insurance?


The American Alternative Insurance Corporation writes insurance in all 50 states and the District of Columbia. The group mainly provides lines of commercial insurance coverage.

The types of commercial insurance that the American Alternative Insurance Corporation provides include:

  • Professional and Management Liability
  • Property Coverage
  • Inland Marine
  • Umbrella and Excess Casualty Coverage
  • Commercial Car
  • General Liability
  • Accident and Health Coverage
  • Workers Compensation
  • Aviation
  • Coverage for Crop and Hail
  • Multiple Peril Crop Coverage

The American Alternative Insurance Corporation does not currently write personal car insurance. By using our free online tool today, you can compare the car insurance rates of the companies that do where you live.

Start comparison shopping today for better auto insurance by entering your ZIP code below!