Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 2, 2021

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Key takeaways...

  • Atlantic Specialty was established in 1986 as Atlantic Reinsurance Company
  • They sell auto insurance, private passenger auto liability, commercial auto liability, and commercial multi-peril insurance
  • They currently have approximately 1000 independent agents and 200 brokers with services offered in 38 states and the District of Columbia

This Atlantic Specialty car insurance review will focus on the Atlantic Specialty Insurance Company founded in New York and based in Connecticut.

Policies are sold through a network of independent brokers and agents. Atlantic Specialty Insurance Company is divided into territories with regional offices to serve customers. Each regional office settles and underwrites policies and claims in that area. So customers always have local contacts taking care of them.

Atlantic Reinsurance Company was discontinued in 1993. Its name was officially changed to Atlantic Specialty Insurance Company, and it reopened in 1995. They are currently operating as a subsidiary of OneBeacon Insurance Group.

You can easily find and compare car insurance quotes for free from the leading car insurance companies by simply entering your zip code into the comparison tool above!

What Insurance Products Does Atlantic Specialty Offer?

Atlantic Specialty offers its customers a limited selection of insurance products and services including:

Some of the packages include auto insurance. However, it only comes as a package deal, so there is no way to obtain car insurance without the rest of the policy.

The only way to obtain auto insurance through Atlantic Specialty is to purchase either the umbrella policy or the personal line of insurance for their wealthy customers.

In order to qualify for the latter, you must maintain a minimum six-figure income and have virtually zero debt.

In addition to car insurance, the insurance for High Wealth Clients also covers jewelry and a primary residence. The umbrella policy only covers whatever your current auto insurance does not.

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How Can You Get A Quote from Atlantic Specialty?

If you’re interested in an insurance policy with Atlantic Mutual Insurance Company, the first step is getting a quote. While there are local branches to underwrite policies, you still need to go through an independent agent to get a quote.

The good parts about this is you can get multiple quotes with no extra effort. Then you can compare the other quotes to Atlantic Specialty and see if their insurance policy makes sense for your needs. You can also get advice from an impartial source on the insurance program and its pros and cons. This is critical for both personal and business insurance policies.

You can also enter your zip code below and start comparing online car insurance quotes now! Whatever insurance policy you’re looking for, you would just need to answer a few questions honestly. If you’re shopping for auto insurance, this could include any accidents or tickets authorized drivers have on their records. Then you can get quotes from companies that operate in your area.


  1. https://www.irmi.com/articles/expert-commentary/environmental-insurance-just-the-facts
  2. https://www.atlanticspecialty.com/
  3. https://www.statefarm.com/insurance/auto