Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 19, 2021

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Key Takeaways

  • Venmo is a mobile payment app that allows users to pay friends and family and make some purchases of products and services
  • Venmo is a service offered through PayPal
  • Most car insurance companies don’t accept Venmo payments, but some do accept PayPal

Paying your bill on time to make sure you always have coverage is car insurance 101.

With the variety of mobile app payment options currently available, you probably have questions about how these relate to car insurance.

Can I pay for car insurance with a mobile payment service? Are there car insurance companies that accept Venmo?

Read this article to find out more about car insurance companies that accept Venmo.

Before we get into this overview of car insurance companies that accept (or don’t accept) Venmo, take a minute to enter your ZIP code in our comparison tool to get free quotes on car insurance today.

Are there any car insurance companies that accept Venmo as a valid form of payment?

Most car insurance companies don’t accept Venmo directly as a form of payment. However, some companies do accept PayPal (which you can use through the Venmo app), including:

  • GEICO
  • Progressive
  • Esurance

Additionally, Venmo now offers a Visa Signature credit card option (with benefits like a zero liability policy; quick replacement of a lost or stolen card, emergency cash; and travel, emergency, and roadside assistance options).

If you opt to obtain the Venmo Visa card, you may be able to use that to pay your car insurance company.

Regardless of whether your insurance company accepts Venmo or Paypal, anytime you use a mobile payment app, it’s essential to be aware that scammers often target them.

With this in mind, it’s a good idea to use precautions like ensuring you send and receive funds from trusted entities and following other Federal Trade Commission recommendations.

Can you make coverage payments or receive claims payouts with Venmo?

Unfortunately, Venmo is not set up for bill pay, so you’ll most likely find there are more car insurance companies that don’t accept Venmo for paying bills than do.

As we already mentioned, however, some companies do accept PayPal. If you have the Venmo app, you can select the PayPal option and make payments that way.

Additionally, insurance companies are moving toward using mobile pay apps to pay out on insurance claims because they are faster than a check and more secure than a wire transfer.

Mobile pay options also don’t require insureds to provide bank account information to the insurance company (which is usually necessary for a direct deposit).

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How does Venmo work?

Venmo is a mobile payment app offered through PayPal. It enables users to pay friends and family and make (some) purchases through the app, rather than using a credit card.

When you enroll, you’ll provide a valid form of payment from which the app draws funds. This can include a credit card, bank account, or funds that have been added to your Venmo account.

Venmo has a growing capacity to support small businesses that accept it as a form of payment for services rendered, so theoretically, this could include car insurance companies.

Additionally, as we noted above, Venmo is offered through Paypal, so you can pay businesses using the Paypal option on the Venmo app. And some car insurance companies do accept Paypal.

Car Insurance Companies That Accept Venmo: The Bottom Line

More and more people are opting to use mobile payment apps and transition their physical credit cards to mobile wallets like Apple or Samsung Pay (though with the inherent security risks, only you can decide if going mobile is the right decision for you).

But car insurance companies are taking a little longer to join this trend. Most car insurance companies don’t accept Venmo as a form of payment (though some may offer it as an option for receiving claims payouts).

However, a growing number of companies are offering PayPal as an option for insureds to pay premiums. Venmo is a service provided through PayPal, and on the Venmo app, users can select PayPal as a payment option.

While car insurance companies don’t usually accept Venmo, that doesn’t mean you shouldn’t still shop around to find the best rates. You can get started right now by entering your ZIP code in the tool on this page to get free car insurance quotes in minutes.