Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Sep 28, 2020

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Key takeaways...

  • CNL Car Insurance is a member of the Securian Financial Group
  • Cherokee National Life is licensed in more than 12 states.
  • Cherokee National Life has received an A (Excellent) rating from the A. M. Best Company

The CNL Car Insurance review is a review of the Cherokee National Life Insurance Company. Cherokee National Life is a member of the Securian Financial Group. Cherokee National Life is headquartered in Macon, Georgia.

With its partnership with the Securian Financial Group Cherokee National Life has more than a century of experience.

Ready to compare insurance quotes now? Enter your zip code above to get started for FREE!

Who is Cherokee National?

Cherokee National Life is licensed in more than 12 states. The states in which Cherokee National Life is able to provide insurance include:

  • Colorado
  • Alabama
  • Florida
  • Arkansas
  • Kentucky
  • Georgia
  • Mississippi
  • Louisiana
  • North Carolina
  • Missouri
  • South Carolina
  • Oklahoma
  • Texas
  • Tennessee

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However, they do not sell car insurance. Cherokee National Life has received an A (Excellent) rating from the A. M. Best Company.

The A. M. Best Company is the leading rating provider for financial strength used by the insurance industry.

Cherokee National Life mainly sells their insurance policies through financial institutions that are owned by the Securian Financial Group.

The insurance products offered by Cherokee National Life are varied.

These insurance products include:

  • Debt protection coverage
  • Credit life insurance
  • Group mortgage products coverage
  • Credit disability insurance
  • Bonds
  • Credit property insurance
  • Collateral protection insurance

Cherokee National Life offers these insurance policies through more than 4,000 banks and other financial institutions throughout the country. It has never been easier to compare car insurance rates where you live.

Use our free online tool today!  Enter your zip code in the box below and start comparing quotes for FREE!


  1. https://www.ncdot.gov/travel/roadrules/
  2. https://www.manta.com/c/mmfqf2l/cherokee-national-life-insurance-company
  3. http://ambest.com/
  4. https://www.statefarm.com/insurance/disability/individual-credit