Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • Discover Car Insurance was founded in 1993
  • Discovery Insurance currently writes insurance only in the state of North Carolina
  • It specializes in nonstandard personal car insurance

The Discover Car Insurance review is a review of the Discovery Insurance Company. The Discovery Insurance Company is headquartered in Kingston in North Carolina.

The Discovery Insurance Company was founded in 1993.

Enter your zip code in the box above to compare the car insurance rates of leading car insurance companies where you live!

Who is Discovery Insurance?

The Discovery Insurance Company currently writes insurance only in the state of North Carolina. It specializes in nonstandard personal car insurance.

Nonstandard car insurance is also known as high-risk car insurance.

You will find it difficult to find good, affordable car insurance once car insurance companies saddle you with this label. You will pay a much higher price than a driver who is not considered a high insurance risk.

There are many ways to become labeled a high-risk driver:

  • Multiple car accidents or moving violations
  • A DUI or DWI charge
  • Being a young driver under 25
  • Being an older driver over 70
  • Being late on car insurance payments

Compare car insurance rates today by entering your zip code below to get started for FREE!


  1. https://www.discoveryinsurance.com/home/
  2. https://www.acceptanceinsurance.com/our-products/auto-insurance/high-risk-auto-insurance/