Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 17, 2021

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Key takeaways...

  • NRMA stands for the National Roads and Motorists Association
  • NRMA Car Insurance is one of the main insurance providers in Australia and Tasmania
  • NRMA Insurance also offers a special type of travel insurance

Australian drivers drive through different terrain, traffic patterns, and more depending on what part of the country they’re in. NRMA offers coverage to protect Australian drivers whether they’re taking a cross country road trip or just going to work.

Their site breaks down auto insurance options simply with pictures that indicate what you can expect to be covered. For example, their comprehensive policy will cover damage to your car or other cars in an accident as well as theft, storm damage, fire, and flood damage. “Comprehensive plus” adds on coverage for rental cars after an accident, glass damage repairs, and taxi fares to get you home if your car can’t be driven.

For Australian drivers who just want to pay as little as possible each month, NRMA also offers third party car insurance. It covers other cars if you cause an accident, but it does not cover your car.  If you want to meet somewhere in the middle, their third party fire and theft offers coverage for your car in the event of fire or theft, but not in accidents.

While most of their customers drive fairly new cars, NRMA also offers vintage and classic car insurance options.

See what car insurance rates your area has to offer today! Enter your zip code above to get started for FREE!

Where Can You Find NRMA Insurance near You?

NRMA Insurance has offices located in:

  • Blue Mountains
  • Central Coast
  • Canberra
  • Hunter Region
  • Illawarra
  • New England and Central West
  • Murray and Riverina
  • Northern Rivers
  • North Coast
  • Outback New South Wales
  • South East New South Wales
  • Sydney
  • Southern Highlands

The types of coverage offered by NRMA Insurance are types of car insurance, home insurance, motorcycle insurance, boat insurance, business insurance, travel insurance, and caravan insurance.

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If you’re interested in getting a policy with NRMA, you can go online to get a quote. Their site is broken down simply, mostly being used for two things: to get an insurance quote and to make a claim. If you login, it has more functions as needed.

  • Bodily injury and property damage liability
  • Comprehensive
  • Collision coverage
  • Towing and labor coverage

NRMA Insurance also offers a wide range of car insurance discount opportunities.

Some of these discounts are a discount for fuel-efficient cars, a multiple policy discounts, loyalty discounts, a discount for paying the policy once every year instead of every month, and a discount for being accident-free.

NRMA Insurance also offers a special type of travel insurance that covers things like medical expenses, stolen or lost travel documents or luggage, legal liability coverage, a trip reimbursement coverage is the trip is canceled or delayed.

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How Can You Get an Insurance Quote That Makes Sense for You?

If you’re considering switching insurance, make sure you get more than one insurance quote. Wherever you live, you need to compare your options and see which eligible policies give you the best pricing for the coverage you need.

NRMA offers diverse coverage to drivers in Australia. If you’re looking for coverage in the US, put your zip code in our quote calculator. Then answer a few questions to get an insurance quote on the coverage you need.

Compare car insurance quotes for your area now!  Enter your zip code below to compare quotes for FREE!


  1. https://www.esurance.com/info/car/bodily-injury-and-property-damage-coverage
  2. https://www.greencarreports.com/news/1115239_best-deals-on-hybrid-electric-fuel-efficient-cars-for-february-2018