Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 16, 2021

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Key takeaways...

  • Sparta Insurance offers auto, crime, inland marine, and farm coverage
  • Sparta is licensed to extend their services and products to all 50 states
  • Sparta can be contracted to file, litigate, investigate, and resolve insurance claims

This car insurance review will focus on the Sparta Insurance Company based in Hartford, Connecticut. SPARTA is an acronym that stands for Specialty Programs and Risk Transfer Alternative. They market as a specialty insurer selling policies to contractors, artisans, and tradesmen. They also offer insurance to tenants required to meet insurance requirements for certain public entities.

The company was established in 2007 and is licensed to extend their services and products to all 50 states.

Aside from selling their own products, SPARTA also offers independent insurance companies a unique opportunity to handle car insurance claims. For instance, SPARTA can be contracted to file, litigate, investigate, and resolve insurance claims.

The nice part about their claims service is that it is entirely accessible through online means, which makes it easy to start and finish filing.

Enter your zip code above to get started comparing car insurance quotes from the leading car insurance companies right now; it won’t cost you anything but savings!

Who Can Sign Up for SPARTA Insurance Products?


SPARTA Insurance Holdings sells to a specific group of blue collar professionals including artisans, tradesmen, and others who are contracted to their services. If you don’t fit into these groups, SPARTA suggests clicking on a link within their site to see if you may qualify for other coverage. They refer clients to their Merriweather & Williams Insurance Services, Inc office in San Francisco, California.

As a customer of Sparta, you can expect to at least receive the state-mandated liability coverage for your commercial business. At this time, it does not appear that the company extends personal coverage or services.

However, they do offer general and umbrella policies for commercial businesses like auto, crime, inland marine, and farm. If the contract you’re on requires specific coverage and you’ve been referred to SPARTA per your contract, they will provide coverage to meet the set standards.

The company underwrites policies for retail, wholesale, hospitality, and manufacturing type establishments to see if they extend service to your business it is recommended to call the company directly.

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Where Can You Find Affordable Auto Insurance Online?

You’ll be saving on your car insurance rates in no time if you use the free comparison tool to check out the leading car insurance providers online. Whether you have a clean driving record, a few blemishes, or a high-risk driver profile, you have options. You may be surprised at how many companies offer competitive rates on auto insurance for you.

Companies like SPARTA cater to specific businesses. Whether you’re talking about auto, commercial property, or other coverage, these types of companies are often best quoted with the company itself. If you’re shopping for auto coverage as a normal citizen, you can use our calculator for quick and easy results.

Just enter your zip code below to see how much you could be saving today!