Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 13, 2021

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Key takeaways...

  • Sagamore Car Insurance sells insurance in 47 states
  • Their main products include commercial auto coverage for artisan contractors and small trucking fleets
  • Sagamore offers a wide array of positions and benefits for those looking for work

This Sagamore Car Insurance Review will review the Sagamore Insurance Company which was started in 1981 and is based out of Indiana. Sagamore Insurance Company has since expanded to sell insurance in 47 of the 50 states.

Sagamore began operating under a parent company, the Baldwin & Lyons Group. Today, it operates as a subsidiary of CMS Insurance & Financical.

Its main insurance products include commercial auto coverage for artisan contractors and small trucking fleets, as well as personal car insurance coverage.

Sagamore Insurance Company is able to offer basic and options car insurance to a variety of drivers, including those of varying risks. Their clients include singles, young drivers, individuals new to driving, and non-homeowners.

If you would like to compare car insurance quotes for Sagamore Insurance Company and others in your area, enter your zip code above and start comparing for FREE!

What are the average Sagamore auto insurance rates?

The price isn’t always the deciding factor when choosing a policy, however it’s very important. Customers also look at customer service and satisfaction when choosing auto insurance.

Depending on how much coverage you want to buy, you might pay different auto insurance rates. The average annual rates are based on coverage levels. For example, the average auto insurance rate for comprehensive coverage is $150.36/y, while for collision coverage is $299.73. Liability coverage reaches $516.39. So, the cost for full coverage is $954.99.

Please note that these are just guidelines, because the actual rates depend on a variety of factors such as your age, marital status, driving history, ZIP code, and more.

Policyholders can make payments online, by phone or in person. Sagamore does not have the possibility to accomodate large fleets, however this allows the company to keep the rates low and competitive. They are also a good and affordable insurer for young drivers, new drivers and those with poor driving record.

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Sagamore FAQ

The insurance program for small fleet trucking includes most commodities of trucking, not including those that require a placard or carry hazardous materials.

For those looking for a career in the insurance industry, Sagamore offers a variety of career opportunities.

The different areas where Sagamore offers jobs include:

  • Actuarial
  • Finance & accounting
  • Communications
  • Claims
  • Information technology
  • Customer service
  • Loss prevention
  • Underwriting
  • Sales & marketing

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Both seasoned professionals and recent graduates are encouraged to apply.

Benefits of employment include:

  • Flexible spending accounts
  • Dental & medical coverage
  • Long-term disability
  • Life insurance
  • Tuition reimbursement
  • A 401k that includes a contribution from the company.

Find out how car insurance rates compare from company to company. Enter your zip code below and compare quotes for FREE!


  1. https://www.geico.com/information/aboutinsurance/commercial/
  2. https://www.protectiveinsurance.com/payment
  3. https://www.metlife.com/insurance/disability-insurance/long-term/
  4. https://www.thebalance.com/companies-offer-tuition-reimbursement-4126637