Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Young America Insurance promises 10 auto insurance quotes in less than 5 minutes
  • They quote auto insurance policies in all 50 states and the District of Columbia
  • You can compare insurance premiums and coverage to see what policy may be right for you

This Young America Car Insurance review is an examination of the Young America Insurance Company. They promise online quotes in less than 5 minutes as long as you have an internet connection.

Young America does not underwrite or pay claims on any auto insurance policy. They’re a quote engine. In short, if you enter your information into their system, you’ll get by their estimates 10 or more quotes for insurance from local and national insurers. They act as an insurance agent connecting you to auto insurance companies without ever picking up the phone.

Find the best car insurance rates of leading car insurance companies where you live today! Enter your zip code above to get started!

Is Cheap Auto Insurance What You Need?

Young America serves customers in Minnesota and other states quoting insurance policies online. They have reviews from customers across the country on cheap policies. Of course, price is not the only factor to consider with car insurance. Sometimes it’s cheap because you’re getting exactly what you paid for. If your car is financed, the bank may also require you to carry comprehensive and collision insurance to cover their risk.

You should always look at your potential losses before you choose coverage. For example, can you afford to replace your car on your own if it’s totaled? If not, you may need collision and comprehensive car insurance. Does your health insurance have an exclusion for auto accident related injuries? Many do, which is why drivers are encouraged to get personal injury protection.

These coverages can add up quickly. They should be compared to the losses they’re intended to mitigate.

The counties that are served by the Young America Mutual Insurance Company are:

  • Wright County
  • Meeker County
  • Stearns County
  • McLeod County
  • Kandiyohi County
  • Carver County
  • Renville County
  • Scott County
  • Sibley County
  • Rice County
  • Nicolley County
  • Le Suer County
  • Blue Earth County
  • Brown County

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

There are also a few select cities that are not in these counties that are served by the Young America Mutual Insurance Company.

These cities include:

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Is It Time for You to Get A Quote for Auto Insurance?

Whether you live in an area like Mankato or Shakopee or if you live in a larger area like Chicago or New York City, you may be able to save money on your auto insurance. Some people prefer to talk to an independent insurance agent about each insurance company to get a customized plan. Young America Insurance has capitalized on the growing number of people who just want to see their options and make a choice.

If you’re looking for the cheapest rates on the coverage you need, start comparing car insurance rates now!  Enter your zip code below to get started for FREE!


  1. https://www.youngamericamutual.com/
  2. https://www.mankatomn.gov/
  3. https://www.shakopeemn.gov/
  4. https://www.unitedmarine.net/boat_insurance/texas/boat-insurance-texas.aspx