Auto-Owners Insurance Company Review
This Auto-Owners Insurance car insurance review shows the company offers a wide range of automobile insurance from standard packages to comprehensive coverage. You can obtain multiple automobile policies, anti-theft devices, and coverage for vehicles that you do not own. Auto-Owners Insurance uses independent agencies, so it’s not possible to receive a quote online. Enter your ZIP code below to get free insurance quotes from other local companies.
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UPDATED: Feb 11, 2021
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- The Auto Owners Insurance company was founded over 90 years ago and has been a Fortune 500 company for almost a decade with over 37,000 independent agents in 26 states
- To keep it simple, an independent agency is usually a smaller firm locally owned and operated by licensed insurance professionals who sell a particular firms product
- The company operates under a large system of independent agents nationwide offering a wide range of insurance products such as auto, life and home insurance
The Auto Owners Insurance company was founded over 90 years ago and has been a Fortune 500 company for almost a decade with over 37,000 independent agents in 26 states.
The company operates under a large system of independent agents nationwide offering a wide range of insurance products such as auto, life and home insurance.
In 2010 the number of independent agents offering Auto Owners Car Insurance products exceeds 37,000 agents.
Considering the company advertises a “No Problem” claims service and believes personal contact is the best to handle a claim its refreshing to see this number of agents.
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What is an independent insurance agency?
To keep it simple, an independent agency is usually a smaller firm locally owned and operated by licensed insurance professionals who sell a particular firms product.
For example, you may see advertisements for a “Michael and Debbie Duo” with the auto owners car insurance company logo on the signs.
Most likely Michael and Debbie are simply local insurance agents acting as an independent agent of Auto Owners car insurance company.
This is very common in the insurance industry. Most consumers deal with independent agents but never realize it.
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About Auto Owners Insurance Company
Auto Owners Insurance has two major downfalls. One is its geographic footprint. The Auto Owners car insurance company currently only provides coverage for drivers in 26 states.
While this certainly is not a deal breaker for many if you do foresee moving or own property outside of this footprint then you have to consider things like
- the possible loss of multi-policy discounts since Auto Owners may not be able to insure assets located outside of the coverage area
- the headache of switching car insurance companies again if you move
The other downfall is online access. Auto Owners insurance prefers the personal touch which is quite commendable however we are also in a time when online account management tools allowing policyholders to make payments, print car insurance ID cars and handle claims is expected.
The lack of this fairly simple technology will turn many would be policyholders away.
Are Auto Owners car insurance rates fair?
Auto Owners insurance is a Fortune 500 company mainly due to their auto insurance policy portfolio so the company is extremely competitive however every driver has unique needs so you need to compare car insurance companies to get the best rates.
Much like all car insurance companies the Auto Owners company has auto insurance discount programs for customers with multiple policies, vehicle safety features, and most of the more common car insurance discounts available in the marketplace.
More About Auto-Owners Insurance
Auto-Owners Insurance encompasses a wide range of automobile insurance from standard packages to comprehensive coverage.
The policies that are available in your state will vary depending on which local independent agencies are representing Auto-Owners Insurance.
In general, you can obtain multiple automobile policies, anti-theft devices, and coverage for vehicles that you do not own.
They also have offices specifically designed to handle customer claims in 75 US cities.
In addition to the local offices, Auto-Owners Insurance also contracts over 35,000 independent insurance agents to help handle customer claims and inquiries.
Because the insurance sold through the company is handled by independent agencies it is not possible to receive a quote online.
Once you have become a customer, you will not be able to manage your account, pay for your policy, or change coverage plans online.
If you need to make any changes or cancel your coverage you will need to contact an independent agent.
The search for car insurance should always start online. We can help connect you with local car insurance companies if you use our FREE quote tool to compare auto insurance rates today!