Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 30, 2020

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Key takeaways...

  • Fred Loya Insurance was started in 1974 in El Paso, Texas. It has expanded and is now in the top 18 of companies owned and operated by a Hispanic
  • Fred Loya Insurance Agencies are easy to find throughout the country
  • Unlike some other insurance companies, Fred Loya Agencies do not run a credit check to determine if you are eligible for insurance

This car insurance review discusses the company known as Fred Loya Insurance. This company was started in 1974 in El Paso, Texas and has expanded to being in the top 18 of companies owned and operated by a Hispanic.

Although it started as a small store in Texas, it has since expanded and there are now 361 agencies in many states:

  • California
  • Colorado
  • New Mexico
  • Texas
  • Illinois
  • Arizona
  • Nevada

To get FREE online car insurance quotes, in any state, simply use the FREE quote tool and your local ZIP code right now!

More About What Fred Loya Offers


Fred Loya Insurance Agencies are easy to find throughout the country. Their agencies are located in office buildings but also in shopping centers, grocery stores, and street corners.

The agency believes that is important to have local accessibility and attributes its growth and success to it.

Along with word of mouth, the Loya Insurance Group has invested a lot of money into advertising campaigns. Their advertising can be found in the Yellow Pages, print, newspapers, billboards, television, and radio.

The main insurance product that Fred Loya sells is coverage for auto insurance. Unlike some other insurance companies, Fred Loya Agencies do not run a credit check to determine if you are eligible for insurance.

Simply type your ZIP code into the box provided and you can compare car insurance rates and quotes from several providers today!