Esurance Car Insurance Review
Esurance was founded in 1999 and is considered one of this generations car insurance companies. 11 years ago marked the very the early stages of the internet and Esurance is a pioneer in the world of online auto insurance.
The company has flourished in the last decade to be one of the top online brands for car insurance serving customers in 30 states. More recently Esurance has branched out to offer even a wider variety of personal insurance products including:
- Homeowners Insurance
- Renters Insurance
- Health Insurance
- Life Insurance
- Motorcycle Insurance
What’s really neat about Esurance (outside of good coverage at affordable premiums) is their commitment to the environment. In fact, the company fleet of vehicles is made up of 100% hybrid cars and Esurance operates as a paperless company claiming to have saved over 3,000 trees since 1999.
Why Choose the Esurance Car Insurance Company?
Esurance is a solid company with great customer reviews and rated EXCELLENT by A.M. Best providing a solid outlook on the company’s ability to pay claims.
Many people choose Esurance simply for their complete online presence. Within minutes of completing an application you can print auto insurance ID cards and walk away being insured. Their complete online account management area lets you do everything from file a claim to pay your premium. Esurance even offers an online car insurance comparison feature so you can compare Esurance car insurance quotes to other companies and is open 24 hours a day / 365 days a year. Esurance poses a very convenient solution and with almost 1,000,000 people visiting the Esurance website every month its obvious consumers enjoy the company.
Although the Esurance car insurance company is not for everyone especially those consumers who prefer to have a local agent as Esurance maintains strictly an online presence. Additionally, the company does not seem to focus on specialized markets like antique or classic cars except via a partnership program with the Hagerty Car Insurance Company (probably best to contact them direct).
Before choosing any car insurance company always make sure to compare several auto insurance companies – enter your zip code here for FREE car insurance quote comparison today!
Esurance Car Insurance Discounts
The Esurance company does offer a number of car insurance discounts however from our review we did not find as many offered by Esurance as similar companies. For example, Esurance does not have a low mileage driver discount (which can sometimes save over 50%) but on the other hand they do have some discounts very unique such as car insurance discounts to California policyholders holding a degree or license, Engineering, Education or Natural Science. Some of the common car insurance discounts Esurance does offer are:
- Anti-Theft Devices
- Good Driver Discount
- Good Grades Discount
- Multi-Vehicle Discount
- Pay in Full Discount
- Safety Equipment
Biggest Advantages of Esurance
One of the biggest advantages of choosing Esurance is having a company behind you who is easily and always accessible online and through a toll free number. The company is open around the clock, every day of the year and has a comprehensive online account management area arguably better than Allstate and many other major car insurance companies. Esurance also focuses on education and provides a wealth of content for you to learn about car insurance which can help you save money every time you go to renew a car insurance policy.
Get an Esurance Car Insurance Quote
Esurance is a prime example of a company who embraced the internet in its infancy and grew into a multi-million dollar company by simply providing good products with great service based around the convenience wanted by online consumers. For most consumers Esurance should always be on your list of companies to compare car insurance quotes from so start today – enter you zip code and start online auto insurance quote comparison today.