Meritplan Car Insurance Review
Our Meritplan Car Insurance review gives the company an A rating from A.M. Best. Drivers can find comprehensive, collision, and rental car insurance coverage, roadside assistance, towing coverage, and out of gas service from Meritplan Insurance. Enter your ZIP code below to compare car insurance quotes from Meritplan and more.
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Written by
Rachael Brennan
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Reviewed by
Chris Harrigan
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UPDATED: Apr 13, 2022
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- Meritplan easily beats most of the competition thanks to its A-rating by AM Best
- The company is owned by the world-renowned Balboa Insurance Group (BIG) and operates under Countrywide Financial Corporation, a subsidiary of Balboa
- Some of the options available include: Comprehensive Coverage, Rental Car Reimbursement, Roadside Assistance, Collision Coverage, Towing Service, Out of Gas Service
Meritplan is one of the top car insurance companies in the country. With the number of auto insurers rising every year, choosing the best one can be a challenge.
However, Meritplan easily beats most of the competition thanks to its A-rating by AM Best.
After reading this Meritplan auto insurance review be sure to enter your zip code in on the top of this page to compare car insurance quotes from many top auto insurance companies online!
Table of Contents
Where Did Meritplan Insurance Come From?
Over the years, Meritplan has consistently achieved an A-rating from AM Best and this may explain why many people trust it. They were incorporated as a stock company in 1952. As a popular fire & casualty company, they maintain a multi-million dollar market value. They’re based out of Irvine, California.
The company is owned by the world-renowned Balboa Insurance Group (BIG) and operates under Countrywide Financial Corporation, a subsidiary of Balboa.
Established over 50 years ago, the Group is one of the biggest insurance firms in the world.
It consists of Balboa Insurance Company, Newport E&S Insurance Company, Balboa Life Insurance Company, Balboa Life Insurance Company of New York, Newport Insurance Company and Meritplan Insurance Company.
The BIG was acquired by the Bank of America in 2008.
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How Can You Contact Meritplan Insurance Company?
Meritplan insurance customer service is handled by Arrowhead General Insurance Agency.
The company offers courteous and prompt answers to customer queries regarding the available insurance options.
American Claims Management is tasked with handling Meritplan insurance claims. The claims management company has been operational for the past 40 years.
Meritplan Insurance Company sells policies largely through independent agents. This means customers can find an independent insurance agent in their area and discuss what they’re looking for. This agent can then run quotes from different companies allowing buyers to compare their options side by side.
Once a buyer chooses an auto policy, the agent will continue to assist with renewals and other insurance servicing needs. Independent agents can also quote other policies such as life or homeowners insurance depending on their licensing status. So when you get your auto insurance quotes, you can quote other insurance with no obligation to change if it doesn’t work for you.
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What Kind of Coverage Does Meritplan Car Offer?
Clients can opt for different auto insurance coverage options from Meritplan. Your auto policy should be designed to fit your needs.
The available plans can be received through the Countrywide Auto Insurance Programs since Meritplan is one of the companies that Countrywide uses to issue its policies.
Some of the options available include:
- Comprehensive Coverage
- Rental Car Reimbursement
- Roadside Assistance
- Collision Coverage
- Towing Service
- Out of Gas Service
The company is continually expanding its services throughout the states and thus it is good to contact them directly to know what services are available in your area.
Meritplan Car Insurance Discounts
Policyholders who meet certain criteria are eligible for a number of discounts from Meritplan. Some of these discounts include:
- Discounts for drivers with prior car insurance
- Discounts on policy renewal
- Discounts for students who maintain good grades
- Discounts for vehicles fitted with anti-theft devices such as alarms and automatic locks
- Discounts for safe vehicles, i.e. those with airbags and instant brakes
- Discounts for drivers with no or little past driving offenses records
- Discounts for senior drivers
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Pros of Meritplan Auto Insurance
Meritplan offers affordable car insurance plans through many discount and savings options. Both first-time clients and those who are renewing their policies qualify for a number of discounts.
Meritplan policies are very competitive. However, their service is also highly rated and the company has consistently received an A-rating from AM Best.
Although they have had financial instability in the past, their service delivery rating has always been high.
Cons of Meritplan Car Insurance
The biggest complaint among Meritplan insurance customers is that the company has varying service options from state to state.
Clients in different areas can only access specific services. Therefore, one has to directly contact the company to find out what options are available in their area.
Meritplan Car Insurance Quotes
Meritplan is one of the top insurance companies in the country and with its many available coverage options, drivers are sure to get a solution that will work for them.
Enter your zip code in to start comparing your Meritplan car insurance quotes online with quotes from other top auto insurance companies!