Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 23, 2020

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Key takeaways...

  • PURE does not sell individual personal auto insurance
  • The Privilege Underwriters Reciprocal Exchange deals with specialty insurance such as high-value homeowners
  • The only auto insurance it deals with is by offering commercial insurance coverage for private fleets

If you do a search for Privilege Underwriters Reciprocal Exchange Car Insurance Review, you will find that the company shortens its name and is known as PURE.

You will also find out that the company does not sell policies for individual personal auto insurance.

If you are looking for personal car insurance, enter your zip code above and compare car insurance quotes of companies in your area for FREE!

More About Privilege Underwriters

The Privilege Underwriters Reciprocal Exchange deals with specialty insurance such as high-value homeowners, art, jewelry, and collections, watercraft, and liability coverage for personal excess.

The only auto insurance it deals with is by offering commercial insurance coverage for private fleets.

One of the ways that PURE keeps their premiums lower is to keep the number of claims low. They have a team that focuses specifically on risk management and services that help with loss prevention.

Each member has a Member Advocate that gives recommendations and guidance, as well as helps the member choose contractors and vendors for repairs.

Offices for Privilege Underwriters Reciprocal Exchange are located in:

  • Florida
  • New York
  • Illinois
  • South Carolina

Contact any of those offices or go to the website to find out more about their products and services and to ask any questions you may have.

For those who are looking for basic car insurance, PURE will not be the right avenue for you. Enter your zip code below to compare car insurance quotes from multiple providers now!

References:

  1. https://www.pureinsurance.com/
  2. https://www.statefarm.com/insurance/auto/coverage-options/liability-coverage
  3. https://smallbusiness.findlaw.com/liability-and-insurance/different-types-of-commercial-insurance.html